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Real Money Online Casinos

Real Online Casino Games

Key Details

  • Licensed US online casinos offer a variety of real money games.
  • To gamble online, gamers must be above the legal gambling age.
  • The number of games and average payout speed may differ from casino to casino.
  • Real money casino games available in US online casinos include roulette, slots, craps, poker blackjack and more.

Who is allowed to Gamble Online in the US?

To gamble online in the US, you must fulfill these criteria:

1. Be physically present in a state where it is legal to gamble online. As of March 2023, online gambling is legal in seven US states – Connecticut, New Jersey, Pennsylvania, Delaware, Michigan, Nevada, and West Virginia.

2. Have a valid ID card. Upon sign-up, US gambling sites may request for a driver's license, SSN, or other forms of identification.

3. Be above the legal gambling age. Generally, gamblers must be above 21 years old to gamble on licensed US casino sites. However, the age limit is set at 18 years old for gambling activities like lottery, bingo, horse race betting, and sports betting.

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What is the Legal Gambling Age in the US?

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Do Online Casinos Payout in the US?

In most cases, yes. Real money gambling sites pay out cash amounts. In contrast, social casino sites or sweepstakes casinos may not payout cash. These casinos are common at charitable functions and in states that do not legalize real money gambling.

Real money gambling sites vary in payout rate and speed. Some casinos have a higher RTP and a shorter payout speed. The RTP is the measure of the "edge" or "advantage" of a player against the casino site. Gamers have a better chance of earning huge payouts if the RTP exceeds 95%.

Also, some real money online casinos have more banking options for processing withdrawals than others. Using these metrics, the following is a summary for some of the top payout casinos in the US.

US Online Casino Payout rate (average) High RTP casino games Payout Speed (withdrawal)
BetMGM 98.3%
  • Starmania (97.87%)
  • White Rabbit Megaways (97.24% to 97.77%)
  • Blood Suckers (98%)
  • Guns 'n' Roses (96.98%)
More than 72 hours
Caesars 97.8%
  • Mega Joker (99%)
  • Gorilla Go Wilder (97.04%)
  • Imperial Riches (96.88%)
  • Scudamore's Super Stakes (96.99%)
  • Guns 'n' Roses (96.98%)
More than 48 hours
Hard Rock 96.2%
  • ZZ Top Roadside Riches (96.2%)
  • Motörhead Slot (96.98%)
  • Jimi Hendrix Slot (96.9%)
  • Guns n’ Roses Slot (96.98%)
More than 48 hours
DraftKings 96.71%
  • Mega Joker (NetEnt) - 99% RTP
  • White Rabbit Megaways (97.24% to 97.77%)
  • Guns 'n' Roses (96.98%)
  • Blood Suckers 2 (96.94% RTP)
  • Wheel of Fortune (96.6%)
FanDuel 96.3%
  • Mega Joker (99%)
  • Blood Suckers (98%)
  • Reel Rush (97%)
  • Immortal Romance (96.86%)
  • The Wolf's Bane (96.74%)
More than 48 hours

How Can I Play for Free in the US?

US gamers can play online casino games for free by following these steps:

Search for social or sweepstakes casino sites.

Social casino sites offer lots of free games. An alternative is to search for a real money casino that offers demo versions of casino games. Some of the top US free online casinos that may offer free casino games include:

  • Caesars casino
  • Fortune Coins
  • Hard Rock social casino
  • Slotomania
  • SweepSlots
  • Stake.Us

Sign-up to the site.

Next, sign up to the site. To do that you'll need to input your data (email address, personal identification card, home address) to complete the process. Some free US online casino sites may not require a sign-up before gamers can access free games. For instance, Caesars online casino site does not require a sign-up for demo versions.

Most sites require that interested gamers be above 21 years old.

What Online Casinos Offer Real Money Games?

Multiple licensed online casinos offer real-money games to US gamblers. The following is a summary of some of the top real money US casinos, the number of available games, and the average payout speed.

Casino Number of Games Average Payout Speed
Caesars 800+ 72 hours
FanDuel 150+ 24 to 48 hours
Golden Nuggets 850+ 48 to 72 hours
Borgata Casino 700+ More than 72 hours
SugarHouse 800+ 5 to 24 hours
BetMGM 700+ More than 72 hours
Mohegan Sun 790+ More than 72 hours
Unibet 600+ More than 72 hours
888 Casino 600+ More than 72 hours
Resorts 830+ More than 72 hours
Hard Rock 520+ More than 48 hours
Ocean 325+ More than 72 hours
Bally 180+ More than 48 hours

Who is allowed to use Real Money in Online Casinos?

Gamers can use real money in online casinos under these conditions:

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Real Money Casino Games

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What are Live Dealer Games?

Live dealer games are online games in which a player gambles against other real-life players via a video streaming service. Most US online gambling sites offer live dealer versions of blackjack, roulette, poker, and baccarat. Online gamers prefer this option since it mimics a real-life casino.

Some real money live dealer games may also have a real-life casino setting and sounds, like the frequent pings of slot machines or the rattling of dice in table games. Live dealer casinos also feature an online chat system where you can communicate with either the dealer or other participants.

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Live Dealer Casinos

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Can I play Online Casino Games on my Mobile Device?

Yes, US gamers can play online casinos from their mobile devices. US gambling sites have optimized online gambling for most mobile browsers. In addition, gamers can use casino mobile apps for an enhanced gambling experience. To access the apps, search for the casino name on the Google Play or iOS app store. Some gambling sites may provide download links for these apps. That said, not all casino apps have a mobile app.

Casino apps often come with unique features. For example, some apps may enable live streaming and live dealer casino games. On the other hand, your preferred casino app may not provide these features. Some apps may also lack important wagering options and casino game titles.

How can I play Casino Games for free in the US?

US gamers can play free casino games by searching for casinos that offer free or demo versions. In addition, sweepstakes casinos are also another alternative for playing free casino games. You don't need to make a deposit to access these free games. Also, gamers can earn free coins, which they may redeem for cash prizes or other perks.

What US Casinos offer VIP programs and Comp?

Most of the top real money casinos in the US offer VIP and comps. Casinos offer these complimentary items and services as a way to incentivize high rollers to continue gambling at their establishment.

VIP programs typically offer perks such as access to exclusive areas, personal hosts, free rooms and upgrades, and other amenities to keep players coming back. These programs also help casinos build relationships with their most valuable customers, which can lead to increased loyalty and higher spending.

Depending on the casino, comps can include free meals, drinks, hotel rooms, and even transportation.

Some of the top online US casinos that offer VIP programs and compensations:

  • Caesars casino
  • FanDuel
  • Draftkings casino
  • betPARX
  • Golden Nuggets
  • Borgata
  • Unibet casino
  • 888 Casino
  • PointsBet
  • BetMGM casino
  • SugarHouse casino
  • Hard Rock casino
  • Bet365 casino
  • Betfair casino
  • Oceans casino

Caesars Casino does not have an exclusive VIP program. However, it offers VIP treatment to high-ranking members in the Caesars Rewards program.

Players must accumulate 5,000 credits within a year to get VIP access. VIP benefits may include concert tickets, dinner vouchers, or free hotel stays at any of Caesars' resorts.

Who is Responsible for Oversight of Online Gambling in the US?

State regulatory agencies are responsible for monitoring online gambling activities in the state. Their services also include issuing licenses to eligible gambling operators. As of 2023, the following is a list of leading online gambling agencies in each US state.

State Online Gambling Status Regulatory Oversight
Alabama No There is no regulatory agency for online gambling.
Arizona No Arizona Department of Gaming
Arkansas No Arkansas Racing Commission
California No California Gambling Control Commission
Colorado No Colorado Division of Gaming
Connecticut Yes Connecticut Gaming Division
Delaware Yes Delaware Division of Gaming Enforcement
Florida No Florida Gaming Control Commission
Georgia No Georgia Lottery Corporation
Hawaii No Not available
Idaho No Idaho State Lottery Commission – Charitable Gaming & Lottery

The Tribal Gaming Commission

Illinois No Illinois Gaming Board
Indiana No Indiana Gaming Commission
Iowa No Iowa Racing and Gaming Commission
Kansas No Kansas Racing and Gaming Commission
Kentucky No Proposed gambling commission
Louisiana No Louisiana Gaming Control Board
Maine No Gambling Control Unit
Maryland No Maryland Lottery and Gaming Control Agency
Massachusetts No Massachusetts Gaming Commission
Michigan Yes Michigan Gaming Control Board
Minnesota No Minnesota Gambling Control Board
Mississippi No Mississippi Gaming Commission
Missouri No Missouri Gaming Commission
Montana No Montana Gambling Control Division
Nebraska No Nebraska Gaming Commission
Nevada No Nevada Gaming Control Board
New Hampshire No New Hampshire Gaming Regulatory Oversight Authority
New Jersey Yes New Jersey Division of Gaming Enforcement
New Mexico No New Mexico Gaming Control Board
New York No New York State Gaming Commission
North Carolina No Cherokee Tribal Gaming Commission and other agencies regulating tribal casinos.
North Dakota No North Dakota Gaming Division
Ohio No Ohio Casino Control Commission
Oklahoma No Oklahoma Gaming Compliance Unit
Oklahoma No Oklahoma Gaming Compliance Unit
Oregon No Oregon Lottery
Pennsylvania Yes Pennsylvania Gaming Control Board
Rhode Island No Division of Commercial Licensing and Racing & Athletics
South Carolina No None
South Dakota No South Dakota Commission on Gaming
Tennessee No Tennessee Education Lottery Corporation
Texas No Gambling Commission Proposed
Utah No Not available
Vermont No Office of the Attorney General

(Charitable gaming only)

Virginia No Virginia Lottery
Washington No Washington State Gambling Commission
Washington D.C. No Office of Lottery and Gaming
West Virginia Yes West Virginia Lottery
Wisconsin No Wisconsin Division of Gaming
Wyoming No Wyoming Gaming Commission

What Information do I Need to Provide to Create a US Online Casino Account?

When creating a casino account in the US, gamblers are often required to provide the following:

  1. Personal details: full name, birth date, email address, strong password, and sex.
  2. Home address: primary and secondary address, ZIP code, and city.
  3. Phone number
  4. A valid ID—a driver's license, SSN, or other valid form of identification
  5. Promo codes.
  6. Security questions.

Creating an online account is quite straightforward. Ensure you have the above-listed information before you try to sign up. Also, check if the real money casino allows your preferred payment option.

What games are available at US Online Casinos?

US online casinos feature a variety of online casino categories. Each category may come with different variations. For example, a casino may offer different variations or versions of online roulette, such as American-style roulette, European-style roulette, multi-wheel roulette, and rapid roulette.

Besides the variations, casino games have different themes, from history-based themes to mythology-based ones. Software developers also create multiple versions of these games based on their users' demands. For example, Cleopatra and 88 Fortunes have two variations.

Some of the common categories of real money casino games in US online casinos include:

  • Roulette
  • Slots
  • Craps
  • Video Poker
  • Blackjack
  • Baccarat
  • Live dealer

Which Casino games can I play for real money in the US?

There are hundreds of games you can play for real money in the US. Interested gamers can start with these classic casino game titles:

Da Vinci Diamonds

Created by IGT, Da Vinci Diamond is popular among veteran slot players for its free spins and tumble reel features. The Tumble Reel is a bonus feature that activates when you form a winning combination.

Here's how it works: It replaces any symbol that's not part of the winning combination. Furthermore, it will substitute the now-removed symbol with the one directly above it. If a new winning combination can be made with the new symbols, the Tumble Reel feature will start up again. Therefore, under the right conditions, players can earn huge payouts.

Gonzo's Quest

Created by NetEnt, Gonzo's Quest is an adventure-themed standard five-reel slot. Beyond the interesting storyline and high graphic quality, the game is popular for the Avalanche Reel.

After every win, the symbols that form the winning combination explode to create an empty space. The symbols above then fill the empty space. If the new symbols form a new combination, the Avalanche Reel will activate.

Besides the Avalanche Reel, players can also access the free-fall bonus and multipliers. The free fall activates when you get more than three gold coins on consecutive reels. Players can receive up to a 15x multiplier through this feature.

777 Blazing Blackjack

The 777 Blazing Blackjack is a recommended option for new or inexperienced blackjack players. Also, it offers a bigger payout than other variants.

The game allows players to bet on three hands simultaneously. The objective is to get card values that are equal to or close to 21. Also, players who accumulate a 7-card value will receive a 5x multiplier.

Players with two 7-card values will receive up to a 35x multiplier on their side bets. So, a $50 initial wager will return about $1,750.

American Roulette

There are different versions of American roulette available from software developers. However, NetEnt's version is considered one of the best due to its impressive graphics quality and interface.

American roulette has a lower house edge, but it is easy to play and win in this game. To play the game, players must predict where the ball will land after the wheel stops spinning.

The less likely the outcome, the higher the multipliers and payout. For example, players get a 1x if they predict if the ball will land on a red or black slot. However, the multiplier increases to 35x if they correctly predict the number where the ball will land.

Game King Video Poker

Game King from IGT contains different variants of online poker. It includes variants like Jacks or Better and Deuces Wild. When you click on this game, you'll see nine squares, each representing a different poker variant. Select one of the squares and place a wager. The minimum bet is $0.1, and you may increase it to a $100 maximum bet.

The main objective is to get the best possible hands after a round. You'll be dealt five cards at the beginning of a round, and you may choose which cards to hold or drop. At each game, you'll see the rank for the card on the paytable.

How to Find the Best Online Casino in the US

Finding the best US online casino is quite difficult. There are a lot of things to consider, which can be confusing for new online gamblers. To help you narrow down your choices, here are the important questions you need to ask when finding the best US casinos.

Does the Casino have a US license?

Your preferred casino must have a license to operate in your region. A gambling license is proof that the casino is safe to use and regulated. Furthermore, it means that the casino is under the jurisdiction of a gambling agency. So, players can easily reach out to the agency if the casino fails to uphold its end of the bargain.

Here's how to find out if your casino has a US gambling license. Visit the casino's homepage and scroll down to the bottom. You should see a license watermark for the gambling agency. In some cases, you can view this information on the "About Us" page.

Note: Each US state is responsible for issuing a gambling license. This means your preferred casino may not have a gambling license in some states. For example, As of 2023, the list of licensed gambling operators in Connecticut does not include Caesars Online Casino.

What types of Games does the US Casino Offer?

Your preferred casino must offer all the main casino game categories (or at least the games you'd like to play). This may include slots, baccarat, blackjack, video poker, and roulette.

It's also a plus if you can find live dealer games on the sites. The number of games in each category is also an important metric. You're more likely to see your favorite casino game titles on sites with a large catalog.

What are the Payment Options?

When looking for the best US casinos, it's also important to think about how you can deposit and withdraw funds. Always go for casinos with multiple banking options. Such casinos are generally safer to use since payment companies are less likely to partner with unreliable sites.

Check if your casino site allows these banking options:

  • E-wallets (PayPal, Skrill, or Neteller)
  • Online bank transfers
  • Online bank transfers via third-party payment processors (VIP Preferred)
  • Prepaid Cards (Play+ Cards, Gift cards, and more)
  • Credit/debit cards (Mastercard, Visa, Discover, or American Express)
  • Checks
  • In-person payments (PayNearMe)

Hard Rock Casino, BetMGM, FanDuel, and Caesars all feature multiple banking options.

What is the User Experience Like?

Does the casino site load fast? Is it easy to navigate the site’s interface? Or, are there ad pop-ups every few minutes while gambling? All these questions will determine your gambling experience.

No one wants to gamble on a site with poor graphics and frequent ad pop-ups. So, check the preferred US casino site and note the loading speed of each page and the ease of locating its features. Also, try the customer care support and gauge the response rate.

Does the casino offer a mobile version?

Mobile gamers prefer this function since it enables them to access gambling sites from anywhere with their mobile devices. Nevertheless, this is not a priority for all online gamblers.

If you're a mobile gamer, your preferred casino must be compatible with mobile-based browsers and also provide a mobile app. Furthermore, the mobile app must offer almost the same functionality as the desktop version.

Does the Casino offer Safety guarantees?

Sometimes, a password is not enough to protect your gambling account from hackers. For this reason, your preferred online casino must provide extra security features such as two-factor authentication to protect your account.

This feature will send an email or phone notification and code each time you try to login into your gambling account. You must input the code before you can gain access to the site. Your preferred casino must also invest in security tools to block VPN networks.

Are there any Bonus Offers?

Casino players use bonuses and promotions to leverage and boost their payouts. This means you get to earn more when your preferred casinos offer a large selection of these offers. Here are some of the bonus offers you'll get in a US Online casino:

  • Welcomes bonus (deposit match-up or no-deposit match-up bonus)
  • Time-sensitive bonus (includes daily, weekly, and monthly promotions). Check the "promotions" section in an online casino to view available offers.
  • Referral bonus
  • Rewards or loyalty programs.
  • Free spins.